Live portfolio
Total invested, running profit, maturity dates and status — updated in real time.
Early access now open
Grow your money with quiet confidence.
Treasure Now is a premium investment platform for Nigerians who want disciplined returns, portfolio-backed loans and withdrawals that actually land on time.
- ₦2.4b+
- Committed interest
- 120k
- Waitlist members
- 4.9/5
- Beta rating
Everything your money needs, in one calm place.
Instant wallet
Fund by transfer, card, USSD or virtual account. Withdraw and get a receipt in minutes.
Portfolio-backed loans
Borrow against your investment level with a clear repayment schedule, no paperwork.
AI money assistant
Ask about plans, loans or withdrawals and get a straight answer, any hour of the day.
Referral rewards
Your own link, commission history and a leaderboard that pays the top inviters.
Guided KYC
BVN, NIN and document verification in one short flow, reviewed by a real team.
Plans
Pick a horizon that matches your goal.
Competitive projected returns, clearly displayed before you commit. Pick the horizon that matches your cash-flow goal and watch your dashboard update daily.
Daily
2.5%
projected return
- Duration
- 24 hours
- Minimum
- ₦5,000
Weekly
17.5%
projected return
- Duration
- 7 days
- Minimum
- ₦5,000
Monthly
Popular70%
projected return
- Duration
- 30 days
- Minimum
- ₦5,000
Quarterly
210%
projected return
- Duration
- 90 days
- Minimum
- ₦5,000
Yearly
840%
projected return
- Duration
- 365 days
- Minimum
- ₦5,000
How it works
Four steps to your first payout.
- 01
Create your account
Email and phone sign-up with OTP in under two minutes.
- 02
Verify your identity
BVN, NIN and a selfie check to unlock funding and withdrawals.
- 03
Choose a plan
Pick daily through yearly, or build a custom term and amount.
- 04
Watch it mature
Track profit daily, withdraw at maturity or reinvest with one tap.
Security
Built like a bank, not a side project.
Role-based access, admin approvals on every payout, session timeouts and full audit trails — the boring controls that keep money safe.
- AES-256 encryption at rest and in transit
- Fraud detection and suspicious login alerts
- Face ID, fingerprint and 2FA sign-in
- Full audit logs and admin approval gates
Why investors say yes.
The controls, the mechanics and the money — answered plainly, so you can decide with facts instead of hope.
- Why do investors trust Treasure Now with their money?
- Every naira sits in segregated, reconciled accounts, every payout passes a two-person admin approval, and every movement is written to an immutable audit log you can request at any time. You always see exactly where your money is and what it is earning.
- What makes the returns credible?
- Rates are funded by real, cash-generating activity — short-tenor lending secured against verified portfolios — not by new deposits. Projected returns are shown up front, tracked daily in your dashboard, and settled at maturity so you can verify performance yourself.
- How fast will I actually get my money?
- Matured withdrawals to a verified bank account settle in minutes on banking days, with an instant receipt. No queues, no ticket, no chasing support — liquidity is held in reserve specifically so payouts never wait.
- Can I access cash without breaking my investment?
- Yes. Borrow against your portfolio and keep earning while you repay. Your limit grows automatically with your investment history and repayment record, with a clear schedule and no hidden fees or paperwork.
- How much control do I have?
- Start from ₦5,000, choose any horizon from 24 hours to a full year, and reinvest or cash out at maturity with one tap. Nothing is locked beyond the term you personally selected.
- How seriously do you take compliance?
- Very. We are completing Nigerian regulatory authorisation and independent security review before accepting public deposits — the slower, correct route. We publish every rate, every fee and our full Investment Disclosure before you commit a naira, because transparency is how trust is built.
Open your account today.
Create a free account, fund your wallet securely, and start a plan in minutes. Your money stays visible, accessible and under your control.